Terms and Conditions

Effective Date: September 1, 2025

Welcome to BillerCodes.com (the “Website”). By accessing or using this Website, you agree to comply with and be bound by these Terms and Conditions (the “Terms”). If you do not agree with these Terms, please do not use the Website.

1. Services Provided

The Website provides information about BPAY Biller Codes, related resources, and educational content.
We may update, modify, or remove content at any time without prior notice.

2. User Responsibilities

When using this Website, you agree to:

Comply with all applicable laws and regulations;
Not submit, post, or transmit unlawful, harmful, defamatory, abusive, obscene, or otherwise objectionable material;
Not infringe upon the intellectual property or privacy rights of others;
Not use automated systems (e.g., bots, crawlers) to interfere with the Website;
Not attempt to compromise the Website’s security or functionality.

3. User-Generated Content

If you post comments or other content, you confirm that you have the rights to such content and that it is lawful.
We reserve the right to remove any content that violates these Terms.
You are solely responsible for any content you submit.

4. Privacy

Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
By using this Website, you agree to the practices described in the Privacy Policy.

5. Advertisements & External Links

This Website may display third-party advertisements, including Google AdSense. We are not responsible for the content, accuracy, or availability of such ads.
The Website may include links to third-party sites. We do not control and are not responsible for the content, policies, or practices of any third-party websites.

6. Intellectual Property

All Website content (including text, design, images, and logos) is owned by BillerCodes.com or its licensors, unless otherwise stated.
You may not copy, reproduce, modify, or distribute Website content for commercial purposes without prior written permission.

7. Disclaimer

The Website is provided “as is” without warranties of any kind, express or implied.
We do not guarantee the accuracy, completeness, or reliability of Website content.
We are not liable for any damages arising from the use or inability to use the Website.

8. Suspension or Termination

We reserve the right to suspend or terminate your access to the Website at any time, with or without cause or notice.
Violations of these Terms may result in immediate termination of access and possible legal action.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of New South Wales, Australia.
Any disputes shall be subject to the exclusive jurisdiction of the courts located in New South Wales.

10. Changes to Terms

We may update or revise these Terms at any time.
Continued use of the Website after such changes means you accept the revised Terms.

If you have any questions about these Terms, please contact us using the information provided in our Privacy Policy.

11. Copyright & Takedown

“If you believe that any content on the Website infringes your intellectual property rights, please notify us at support@billercodes.com with sufficient detail (including the specific URL(s), a description of the copyrighted work, and your contact information). We will review and, where appropriate, remove or restrict access to the allegedly infringing material.”

12. No Affiliation / Trademarks

“BPAY® is a registered trademark of BPAY Pty Ltd. BillerCodes.com is not affiliated with, endorsed by, or connected to BPAY Pty Ltd. All other trademarks are the property of their respective owners.”